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Licensing and Insurance


MONROE FENCE CO. is licensed and insured. We take pride in our professionalism and reliability. We do not take any money as down payment before work is started. We have references and many examples of our work. We are required to renew our licenses annually and to provide proof of insurance to each municipality in order to do so.

-How important is it to hire a fence contractor that is licensed and insured?

While licensing isn't necessarily a measure of competence, it does imply a certain level of professionalism and suggests that the contractor is committed to his job. More significantly, licensing can protect you from a number of potential problems, such as the following:

-Unlicensed usually means uninsured.

If you use a contractor who is uninsured, it means he has no way of reimbursing you for any property damage he causes. This means you end up paying the price. Likewise, if contractor carelessness leads to injury or damage to someone else's property, the problem is likely to become yours.

-No coverage under homeowner's policy.

Most homeowner policies require that any work to the property be done by licensed contractors. Coverage is often specifically excluded for damages caused by "bootleg" contractors.

-Noncompliance with building codes.

Unlicensed contractors are often unfamiliar with the applicable building codes and are unable to obtain building permits. If your fence is not permitted or does not comply with building and zoning codes, you may - and probably will - be ordered to remove or repair the job.

-Sloppy work.

Because unlicensed contractors aren't subject to meeting specific standards, they are often untrained, less experienced, and unqualified to do certain types of work.

-Contractor "Red Flags" to watch out for:

Unsolicited phone calls or visits, high pressure sales tactics, no verifiable phone number or permanent advertising, large down payments, unwillingness to give a price or to sign a written contract. Proposals provided by "third party" or "consulting" estimators. Inability to provide physical examples of previous work.